Crédit Coopératif is a diversified banking group, which offers a wide range of banking products and services, especially to businesses and organisations, in the different sectors in which it is involved. It finds its origins in the Social Economy movement of the late 19th century that led to the creation of today's large mutual banking groups.
Owned by its clients, Crédit Coopératif is a co-operative bank, which has been an active member of the Social Economy for more than one hundred years. It assists and accompanies the creation and development of co-operatives, mutual organisations, small businesses, trade associations and work committees. Crédit Coopératif has developed specialist skills in a multitude of business areas. It also caters for the banking needs of its partners' members and staff. Retail customers are offered a full range of services an products ranging from different types of credit to asset management and direct banking.
Crédit Coopératif stays close to its clients, developing a strategy that differentiates it from the rest of the banking sector. It can offer a complete range of specialised financial and technologically sophisticated products and services to businesses, institutional clients and retail customers.
Crédit Coopératif has a nation-wide presence but is still of a size that allows it to remain flexible, adaptable and proactive. Longstanding co-operation and constant dialogue with its partners and members allow the bank to build particularly constructive relationships and personalized banking solutions.
Crédit Coopératif is a pioneer of solidarity-based finance with the largest existing range of ethical and solidarity-based banking products and investments in France.
It has a broad experience in supporting microfinance institutions, and has developed its know-how through several kinds of tools and services, such as refinancing and credit-lines, guarantee schemes and financial engineering.
In 2011, Crédit Coopératif innovates with a Voluntary Contribution on Currency Transactions (VCCT). The VCCT is based on the volume of the interbank currency transactions (spot and outright on Foreign Exchange market) processed by Crédit Coopératif. For more information about VCCT, read the press release.
Cross-border co-operation is by no means restricted to Europe, Crédit Coopératif is highly active in organisations on a wider international level such as the International Cooperative Bank Association, an ICA affiliated.
Crédit Coopératif has assumed the status of a société anonyme coopérative de banque populaire à capital variable [variable-capital people’s-bank cooperative public limited company]. Since 2009, Crédit Coopératif is one of the parent company of Groupe BPCE.
More information about Crédit Coopératif Group :
- Our "Cooperative manifesto"
Our "Cooperative contract"